:root{
  --bg1:#0b1020; --bg2:#0e1530;
  --ink:#e6edff; --muted:#a6b0d4;
  --ok:#22c55e; --warn:#fbbf24;
  --ring:0 10px 30px rgba(0,0,0,.45);
}
/* reset */
*{box-sizing:border-box}
html,body{height:100%}
body{
  margin:0;
  background:
    radial-gradient(1000px 700px at 85% -10%, #233a86 0%, transparent 55%),
    radial-gradient(900px 600px at -10% 8%, #1a2a6a 0%, transparent 45%),
    linear-gradient(180deg,var(--bg1),var(--bg2));
  color:var(--ink);
  font-family:system-ui,-apple-system,Segoe UI,Roboto,Ubuntu,Arial,sans-serif;
}

/* Layout */
.wrapper{
  min-height:100dvh;
  display:flex;
  align-items:center;
  justify-content:center;
  padding:16px clamp(12px, 4vw, 24px) calc(88px + env(safe-area-inset-bottom,0));
}
.card-glass{
  width:100%;
  max-width:560px;
  border:1px solid rgba(255,255,255,.08);
  background:linear-gradient(180deg, rgba(255,255,255,.06), rgba(255,255,255,.03));
  backdrop-filter: blur(8px);
  border-radius:20px;
  box-shadow:var(--ring);
  margin-inline:auto;
  overflow:hidden;
}
.hero{
  background:linear-gradient(180deg, rgba(255,255,255,.06), rgba(255,255,255,.02));
  border-bottom:1px solid rgba(255,255,255,.06);
  padding:22px 16px 18px;
  text-align:center;
}
.t-grad{background-clip:text;-webkit-background-clip:text;color:transparent;text-shadow:0 1px 10px rgba(255,255,255,.15)}
.t-gold{background-image:linear-gradient(90deg,#ffe08a,#ffd166,#ffba3a)}
.t-green{background-image:linear-gradient(90deg,#a7f3d0,#34d399,#10b981)}
.t-blue{background-image:linear-gradient(90deg,#bcd3ff,#8ab4ff,#6aa2ff)}
.t-range{background-image:linear-gradient(90deg,#8ab4ff,#b1e3ff,#9dffbf)}
.chip{
  display:inline-flex;
  align-items:center;
  gap:.45rem;
  padding:.3rem .65rem;
  border-radius:999px;
  background:rgba(255,255,255,.12);
  border:1px solid rgba(255,255,255,.25);
  font-weight:800;
  letter-spacing:.2px;
}
.range{font-size:clamp(1.4rem,6vw,2.2rem);font-weight:900;letter-spacing:.2px;margin:.4rem 0 .35rem}
.subtle{color:var(--muted)}
.product-img{width:min(78%,300px);margin:10px auto 6px;display:block;filter:drop-shadow(0 10px 24px rgba(0,0,0,.35))}
.content{
  padding:clamp(16px,4vw,28px);
}
.features{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:10px}
.feat{display:flex;gap:10px;align-items:flex-start;padding:10px;border-radius:12px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.1)}
.feat .ico{width:34px;height:34px;border-radius:10px;display:grid;place-items:center;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.18);flex:0 0 34px}
.feat strong{display:block;font-size:.98rem}
.feat small{color:var(--muted);font-size:.8rem}
.consent{background:rgba(0,0,0,.22);border:1px solid rgba(255,255,255,.08);border-radius:14px;padding:12px;margin-top:6px}
.form-check{margin:.35rem 0;padding-left:2rem}
.form-check-input{width:1.15rem;height:1.15rem;margin-left:-2rem;margin-top:.2rem;border:1px solid rgba(255,255,255,.35);background:rgba(255,255,255,.08);cursor:pointer}
.form-check-input:checked{background-color:var(--ok);border-color:var(--ok)}
.cta{position:fixed;bottom:0;left:0;width:100%;background:rgba(0,0,0,.75);backdrop-filter:blur(10px);border-top:1px solid rgba(255,255,255,.1);padding:12px;display:flex;flex-direction:column;align-items:center;gap:8px}
.cta .btn-apply{--c1:#34d399;--c2:#10b981;--c3:#059669;background:linear-gradient(90deg,var(--c1),var(--c2),var(--c3));color:#06281a;border:none;font-weight:900;letter-spacing:.3px;padding:.9rem 1rem;border-radius:12px;min-width:48%;box-shadow:0 12px 22px rgba(34,197,94,.25)}
.btn-apply.disabled,.btn-apply[aria-disabled="true"]{opacity:.55;cursor:not-allowed;filter:grayscale(.5);pointer-events:none}
@media (max-width:480px){.features{grid-template-columns:1fr 1fr}}
/* OTP input layout */
.otp-container {
  display: flex;
  justify-content: center;
  gap: 8px;
}

.otp-input {
  width: 40px;
  height: 45px;
  text-align: center;
  font-size: 1.25rem;
  border: 1px solid rgba(255,255,255,.2);
  background: rgba(255,255,255,.06);
  color: var(--ink);
  border-radius: 8px;
}

.otp-input:focus {
  outline: none;
  border-color: var(--ok);
  box-shadow: 0 0 5px var(--ok);
}

/* PAN card preview styling */
.pan-preview {
  max-width: 200px;
  width: 100%;
  height: auto;
}

.step-content{
  display:flex;
  flex-direction:column;
  gap:24px;
}

.step-header{
  display:flex;
  flex-direction:column;
  gap:24px;
  border-radius:18px;
  padding:clamp(16px,4vw,28px);
  background:rgba(9,15,30,.4);
  border:1px solid rgba(255,255,255,.08);
}

.step-header__utility{
  display:flex;
  flex-wrap:wrap;
  align-items:center;
  justify-content:space-between;
  gap:12px;
  padding:12px 18px;
  border-radius:14px;
  background:rgba(3,9,20,.55);
  border:1px solid rgba(148,163,184,.24);
  box-shadow:inset 0 1px 0 rgba(255,255,255,.08);
}

.step-header__utility-item{
  display:flex;
  align-items:center;
  gap:10px;
  color:rgba(226,232,240,.9);
  font-size:.9rem;
  font-weight:600;
}

.step-header__utility-item i{
  font-size:1.1rem;
  color:#bcd3ff;
  background:rgba(12,25,48,.65);
  border-radius:12px;
  padding:8px;
  display:grid;
  place-items:center;
}

.step-header__utility-contact{
  display:flex;
  flex-direction:column;
  gap:2px;
}

.step-header__utility-label{
  font-size:.75rem;
  letter-spacing:.08em;
  text-transform:uppercase;
  color:rgba(148,163,184,.85);
}

.step-header__utility-link{
  color:#f8fafc;
  font-size:1rem;
  font-weight:700;
  text-decoration:none;
}

.step-header__utility-link:hover,
.step-header__utility-link:focus-visible{
  color:#cbd5f5;
  text-decoration:underline;
  outline:none;
}

.step-header__top{
  display:flex;
  flex-direction:column;
  align-items:center;
  gap:18px;
  text-align:center;
}

.step-header__brand{
  width:min(160px,36vw);
  filter:drop-shadow(0 8px 16px rgba(0,0,0,.35));
}

.step-header__copy{
  max-width:520px;
}

.step-header__meta{
  display:flex;
  flex-direction:column;
  gap:12px;
}

.step-header__meta-row{
  display:flex;
  flex-wrap:wrap;
  align-items:center;
  justify-content:space-between;
  gap:12px;
}

.step-header__meta-desc{
  color:var(--muted);
  font-size:.85rem;
}

.step-header__progress{
  position:relative;
  width:100%;
  height:10px;
  border-radius:999px;
  background:rgba(255,255,255,.08);
  overflow:hidden;
  border:1px solid rgba(255,255,255,.1);
}

.step-header__progress-fill{
  position:absolute;
  inset:0;
  border-radius:inherit;
  background:linear-gradient(90deg,#6aa2ff,#34d399);
  transition:width .35s ease;
}

@media (min-width:768px){
  .step-header__utility{
    justify-content:flex-start;
  }

  .step-header__top{
    flex-direction:row;
    text-align:left;
    align-items:center;
  }
  .step-header__copy{
    text-align:left;
  }
  .step-header__brand{
    width:140px;
  }
}

.step-heading{
  margin:0;
  font-size:clamp(1.4rem,3.2vw,1.95rem);
  font-weight:800;
}

.step-lede{
  margin:8px 0 0;
  color:var(--muted);
  font-size:.95rem;
}

.step-context{
  margin:10px 0 0;
  color:rgba(230,237,255,.85);
  font-size:.9rem;
}

.step-progress-wrapper{
  border-radius:16px;
  background:rgba(5,12,26,.4);
  border:1px solid rgba(255,255,255,.06);
  padding:clamp(14px,3vw,20px);
  display:flex;
  flex-direction:column;
  gap:14px;
}

.step-progress-wrapper__header{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:12px;
}

.step-progress-wrapper__title{
  margin:0;
  font-weight:600;
  font-size:.95rem;
}

.step-progress-wrapper__toggle{
  display:inline-flex;
  align-items:center;
  gap:6px;
  border:none;
  background:rgba(255,255,255,.08);
  color:var(--ink);
  border-radius:999px;
  padding:.45rem .9rem;
  font-weight:600;
  font-size:.85rem;
  cursor:pointer;
  transition:background .2s ease,box-shadow .2s ease;
}

.step-progress-wrapper__toggle:hover,
.step-progress-wrapper__toggle:focus-visible{
  background:rgba(255,255,255,.16);
  box-shadow:0 0 0 3px rgba(106,162,255,.35);
  outline:none;
}

.step-progress-wrapper__toggle .bi{
  transition:transform .25s ease;
}

.step-progress-wrapper__toggle-label{
  line-height:1;
}

.step-progress-wrapper__toggle-label--hide{display:none}

.step-progress-wrapper:not(.is-collapsed) .step-progress-wrapper__toggle-label--show{display:none}

.step-progress-wrapper:not(.is-collapsed) .step-progress-wrapper__toggle-label--hide{display:inline}

.step-progress{
  list-style:none;
  margin:0;
  padding:0;
  display:grid;
  gap:12px;
  grid-template-columns:repeat(auto-fit,minmax(220px,1fr));
}

.step-progress-wrapper.is-collapsed .step-progress{display:none}

.step-progress__item{
  position:relative;
  padding:14px;
  border-radius:14px;
  background:rgba(255,255,255,.05);
  border:1px solid rgba(255,255,255,.08);
  display:flex;
  gap:12px;
  align-items:flex-start;
}

.step-progress__index{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  width:42px;
  height:42px;
  border-radius:14px;
  font-weight:700;
  background:rgba(255,255,255,.08);
  color:var(--ink);
  flex:0 0 42px;
}

.step-progress__label{
  font-weight:600;
  display:block;
  margin-bottom:4px;
}

.step-progress__desc{
  color:var(--muted);
  font-size:.85rem;
  display:block;
  line-height:1.3;
}

.step-progress__item.is-complete{
  border-color:rgba(52,211,153,.4);
  background:rgba(34,197,94,.15);
}

.step-progress__item.is-complete .step-progress__index{
  background:linear-gradient(120deg,#34d399,#10b981);
  color:#041b11;
}

.step-progress__item.is-active{
  border-color:rgba(138,180,255,.55);
  box-shadow:0 0 0 1px rgba(138,180,255,.4);
  background:rgba(138,180,255,.12);
}

.step-progress__item.is-active .step-progress__index{
  background:linear-gradient(135deg,#8ab4ff,#6aa2ff);
  color:#06102d;
}

.rotate-180{transform:rotate(180deg)}

@media (max-width:767.98px){
  .step-progress{
    display:flex;
    overflow-x:auto;
    gap:10px;
    padding-bottom:6px;
    margin:0 -4px;
    padding-inline:4px;
    scroll-snap-type:x mandatory;
  }
  .step-progress__item{
    min-width:200px;
    scroll-snap-align:start;
  }
  .step-progress__desc{
    font-size:.8rem;
  }
}

.form-section{
  border:1px solid rgba(255,255,255,.12);
  background:rgba(9,15,30,.55);
  border-radius:16px;
  padding:clamp(16px,4vw,24px);
  margin-bottom:18px;
  box-shadow:inset 0 1px 0 rgba(255,255,255,.05);
}

.form-section:last-child{margin-bottom:0}

.section-heading{
  text-transform:uppercase;
  letter-spacing:.12em;
  font-size:.78rem;
  color:rgba(230,237,255,.65);
  margin-bottom:12px;
  font-weight:700;
}

.helper-text{
  font-size:.9rem;
  color:var(--muted);
  margin-top:10px;
}

.divider{
  display:flex;
  align-items:center;
  gap:12px;
  text-transform:uppercase;
  letter-spacing:.2em;
  font-size:.75rem;
  color:rgba(230,237,255,.6);
  justify-content:center;
}

.divider::before,
.divider::after{
  content:'';
  flex:1;
  height:1px;
  background:linear-gradient(90deg,rgba(255,255,255,.05),rgba(255,255,255,.25),rgba(255,255,255,.05));
}

.form-control,
.form-select{
  background:rgba(255,255,255,.08);
  border:1px solid rgba(255,255,255,.16);
  color:var(--ink);
}

.form-control:focus,
.form-select:focus{
  border-color:rgba(138,180,255,.8);
  box-shadow:0 0 0 .25rem rgba(138,180,255,.15);
  background:rgba(9,15,30,.85);
  color:var(--ink);
}

.form-control[readonly],
.form-select[readonly],
.form-control:disabled,
.form-select:disabled{
  background:rgba(255,255,255,.05);
  opacity:.85;
}

.form-check-label{color:var(--ink)}

.btn-primary{
  background:linear-gradient(135deg,#34d399,#10b981);
  border:none;
  color:#041b11;
  font-weight:700;
  letter-spacing:.3px;
  box-shadow:0 10px 20px rgba(52,211,153,.25);
}

.btn-primary:hover,
.btn-primary:focus{
  background:linear-gradient(135deg,#4ade80,#22c55e);
  color:#02180f;
}

.btn-secondary{
  background:rgba(255,255,255,.08);
  border:1px solid rgba(255,255,255,.2);
  color:var(--ink);
  font-weight:600;
}

.btn-secondary:hover,
.btn-secondary:focus{
  background:rgba(255,255,255,.14);
  color:#fff;
}

.btn-link{
  color:#8ab4ff;
  text-decoration:none;
  font-weight:600;
}

.btn-link:hover,
.btn-link:focus{
  color:#bcd3ff;
  text-decoration:underline;
}

.alert{
  border-radius:14px;
  border:1px solid rgba(255,255,255,.2);
  background:rgba(255,255,255,.08);
  color:var(--ink);
}

.alert-danger{
  border-color:rgba(239,68,68,.45);
  background:rgba(239,68,68,.12);
  color:#fecaca;
}

.alert-success{
  border-color:rgba(34,197,94,.45);
  background:rgba(34,197,94,.16);
  color:#bbf7d0;
}

.alert-info{
  border-color:rgba(59,130,246,.45);
  background:rgba(59,130,246,.16);
  color:#bfdbfe;
}

.resend-cta{
  display:flex;
  justify-content:center;
  align-items:center;
  gap:6px;
  margin-top:16px;
  font-size:.9rem;
  color:var(--muted);
}

.resend-cta button{padding:0}

.otp-meta{
  display:flex;
  align-items:flex-start;
  gap:18px;
}

.otp-meta__icon{
  flex:0 0 56px;
  width:56px;
  height:56px;
  border-radius:18px;
  display:grid;
  place-items:center;
  background:rgba(138,180,255,.18);
  color:#cbd5f5;
  font-size:1.6rem;
  box-shadow:0 10px 24px rgba(8,15,40,.25);
}

.otp-meta__content{
  display:flex;
  flex-direction:column;
  gap:10px;
}

.otp-meta__title{
  margin:0;
  font-size:clamp(1.1rem,3vw,1.45rem);
  font-weight:700;
}

.otp-meta__text{
  margin:0;
  color:var(--muted);
  line-height:1.5;
  font-size:.95rem;
}

.otp-meta__status{
  margin:0;
  font-weight:600;
  color:rgba(226,232,240,.92);
}

.otp-meta__actions{
  display:flex;
  flex-wrap:wrap;
  gap:12px 18px;
  align-items:center;
}

.otp-meta__attempts{
  padding:.35rem .75rem;
  border-radius:999px;
  background:rgba(15,23,42,.65);
  border:1px solid rgba(148,163,184,.28);
  font-size:.85rem;
  color:rgba(226,232,240,.85);
}

#resendCountdown{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  min-width:40px;
  padding:.2rem .6rem;
  border-radius:999px;
  margin-left:6px;
  background:rgba(138,180,255,.18);
  color:#e0e9ff;
  font-size:.85rem;
}

.otp-assurance-grid{
  display:grid;
  gap:16px;
  grid-template-columns:repeat(auto-fit,minmax(200px,1fr));
}

.otp-assurance-card{
  display:flex;
  gap:14px;
  align-items:flex-start;
  padding:18px 20px;
  border-radius:18px;
  background:rgba(8,13,28,.55);
  border:1px solid rgba(148,163,184,.18);
  box-shadow:inset 0 1px 0 rgba(255,255,255,.05);
}

.otp-assurance-card i{
  flex:0 0 46px;
  width:46px;
  height:46px;
  border-radius:16px;
  display:grid;
  place-items:center;
  font-size:1.35rem;
  color:#9db6ff;
  background:rgba(138,180,255,.18);
  box-shadow:0 10px 24px rgba(8,15,40,.22);
}

.otp-assurance-card h6{
  margin:0 0 6px;
  font-size:1rem;
  font-weight:700;
  color:#f8fbff;
}

.otp-assurance-card p{
  margin:0;
  color:var(--muted);
  font-size:.9rem;
  line-height:1.45;
}

@media (max-width:600px){
  .otp-meta{
    flex-direction:column;
  }

  .otp-meta__icon{
    width:52px;
    height:52px;
  }

  .otp-meta__actions{
    align-items:flex-start;
  }
}

.step-form .input-group-text{
  background:rgba(255,255,255,.12);
  border-radius:18px 0 0 18px;
  border:1px solid rgba(255,255,255,.18);
  border-right:none;
  font-weight:700;
  color:var(--ink);
}

.step-form .form-control{
  border-radius:0 18px 18px 0;
  border-left:none;
  font-size:1rem;
}

.step-form .form-control:focus{
  box-shadow:none;
  border-color:rgba(138,180,255,.8);
}

.step-card-actions{
  margin-top:12px;
  display:flex;
  flex-direction:column;
  gap:12px;
}

.trust-points{
  display:flex;
  flex-direction:column;
  gap:16px;
  background:rgba(9,15,30,.65);
  border-radius:18px;
  padding:18px 20px;
  border:1px solid rgba(148,163,184,.2);
  box-shadow:inset 0 1px 0 rgba(255,255,255,.05);
}

.trust-item{
  display:flex;
  gap:14px;
  align-items:flex-start;
  color:var(--muted);
}

.trust-item i{
  font-size:1.45rem;
  color:#34d399;
  flex:0 0 auto;
  margin-top:2px;
}

.verification-tips{
  display:flex;
  flex-direction:column;
  gap:16px;
  background:rgba(9,15,30,.55);
  border-radius:18px;
  padding:18px 20px;
  border:1px solid rgba(148,163,184,.2);
  box-shadow:inset 0 1px 0 rgba(255,255,255,.04);
}

.verification-tips .tip{
  display:flex;
  gap:14px;
  align-items:flex-start;
  color:rgba(226,232,240,.85);
}

.verification-tips .tip i{
  font-size:1.5rem;
  color:#8ab4ff;
  flex:0 0 auto;
  background:rgba(12,25,48,.65);
  border-radius:14px;
  padding:10px;
  display:grid;
  place-items:center;
  box-shadow:0 12px 22px rgba(12,25,48,.35);
}

.verification-tips .tip h6{
  margin:0 0 4px;
  font-size:1rem;
  font-weight:700;
  color:#f8fafc;
}

.verification-tips .tip p{
  margin:0;
  color:var(--muted);
  line-height:1.45;
}

@media (min-width:600px){
  .verification-tips{
    flex-direction:row;
    justify-content:space-between;
  }

  .verification-tips .tip{
    flex:1 1 0;
    padding-right:12px;
  }
}

.helper-link{
  color:#8ab4ff;
  font-weight:600;
  text-decoration:none;
}

.helper-link:hover,
.helper-link:focus-visible{
  color:#bcd3ff;
  text-decoration:underline;
  outline:none;
}

.mobile-first-intro{
  background:linear-gradient(135deg,rgba(138,180,255,.16),rgba(34,197,94,.14));
  border-radius:22px;
  padding:22px;
  display:flex;
  flex-direction:column;
  gap:18px;
  box-shadow:0 18px 40px rgba(2,6,23,.35);
  border:1px solid rgba(148,163,184,.22);
}

.confidence-banner{
  display:flex;
  flex-direction:column;
  gap:8px;
}

.confidence-banner .badge{
  width:fit-content;
  padding:.45rem .75rem;
  border-radius:999px;
  font-weight:700;
  letter-spacing:.05em;
}

.benefits-list{
  list-style:none;
  margin:0;
  padding:0;
  display:flex;
  flex-direction:column;
  gap:16px;
}

.benefits-list li{
  display:flex;
  gap:14px;
  align-items:flex-start;
  background:rgba(5,12,26,.55);
  border-radius:16px;
  padding:16px;
  border:1px solid rgba(148,163,184,.18);
}

.benefits-list i{
  font-size:1.6rem;
  color:#8ab4ff;
  flex:0 0 auto;
}

.benefits-list h6{
  margin:0 0 4px;
  font-weight:700;
  color:var(--ink);
}

.benefits-list p{
  margin:0;
  color:var(--muted);
  font-size:.9rem;
}

.support-card{
  display:flex;
  flex-wrap:wrap;
  justify-content:space-between;
  align-items:center;
  gap:18px;
  background:linear-gradient(135deg,rgba(138,180,255,.18),rgba(34,197,94,.18));
  border-radius:24px;
  padding:22px;
  border:1px solid rgba(148,163,184,.28);
  box-shadow:0 22px 46px rgba(2,6,23,.4);
}

.support-content{
  display:flex;
  align-items:center;
  gap:16px;
}

.support-content i{
  font-size:2rem;
  color:#8ab4ff;
  background:rgba(2,6,23,.45);
  border-radius:18px;
  padding:14px;
}

.support-hours{
  color:rgba(226,232,240,.85);
  font-size:.85rem;
}

.support-number{
  color:#f8fafc;
  font-size:1.1rem;
  font-weight:700;
  text-decoration:none;
  display:inline-flex;
  align-items:center;
  gap:8px;
}

.support-number i{
  font-size:1.1rem;
  color:inherit;
}

.support-number:hover,
.support-number:focus-visible{
  color:#bcd3ff;
  text-decoration:underline;
  outline:none;
}

.support-actions{
  display:flex;
  align-items:center;
}

.btn-call{
  display:inline-flex;
  align-items:center;
  gap:10px;
  padding:.85rem 1.8rem;
  border-radius:999px;
  border:none;
  font-weight:800;
  letter-spacing:.28px;
  background:linear-gradient(135deg,#8ab4ff,#6aa2ff);
  color:#02121f;
  text-decoration:none;
  box-shadow:0 18px 36px rgba(106,162,255,.35);
}

.btn-call:hover,
.btn-call:focus-visible{
  background:linear-gradient(135deg,#6aa2ff,#4c8dff);
  color:#010a12;
  outline:none;
}

.list-check{
  list-style:none;
  padding-left:0;
  margin:12px 0 0;
  display:grid;
  gap:6px;
  color:var(--muted);
  font-size:.9rem;
}

.list-check li{
  display:flex;
  align-items:flex-start;
  gap:8px;
}

.list-check li::before{
  content:"\2713";
  color:#34d399;
  font-weight:700;
  margin-top:2px;
}

.step-subgrid{
  display:grid;
  gap:12px;
}

@media (min-width:768px){
  .step-subgrid.two{
    grid-template-columns:repeat(2,minmax(0,1fr));
  }

  .mobile-first-intro{
    flex-direction:row;
    align-items:flex-start;
  }

  .benefits-list{
    flex-direction:row;
  }

  .benefits-list li{
    flex:1;
  }
}

@media (max-width:575.98px){
  .support-card{
    flex-direction:column;
    align-items:flex-start;
  }

  .support-actions{
    width:100%;
  }

  .btn-call{
    width:100%;
    justify-content:center;
  }

  .helper-text{
    color:var(--ink);
  }

  .helper-link{
    color:#f8fafc;
    text-decoration:underline;
  }
}

/* Thank you screen enhancements */
.card-success .hero--celebration{
  position:relative;
  padding:clamp(28px,5vw,44px) clamp(22px,6vw,46px) clamp(36px,6vw,48px);
  text-align:center;
  overflow:hidden;
}

.hero--celebration::before,
.hero--celebration::after{
  content:"";
  position:absolute;
  border-radius:999px;
  filter:blur(0);
  opacity:.6;
}

.hero--celebration::before{
  width:320px;
  height:320px;
  top:-140px;
  left:-160px;
  background:radial-gradient(circle at 30% 30%,rgba(59,130,246,.45),transparent 65%);
}

.hero--celebration::after{
  width:260px;
  height:260px;
  bottom:-120px;
  right:-120px;
  background:radial-gradient(circle at 70% 70%,rgba(16,185,129,.45),transparent 60%);
}

.celebration-badge{
  position:relative;
  display:inline-grid;
  place-items:center;
  width:96px;
  height:96px;
  margin-inline:auto;
  border-radius:50%;
  background:linear-gradient(135deg,rgba(16,185,129,.18),rgba(59,130,246,.2));
  border:1px solid rgba(255,255,255,.2);
  font-size:2.8rem;
  box-shadow:0 18px 30px rgba(15,118,110,.25);
  z-index:1;
}

.chip--success{
  margin:18px auto 10px;
  background:rgba(16,185,129,.18);
  border-color:rgba(16,185,129,.4);
  color:#bbf7d0;
  text-transform:uppercase;
  font-size:.7rem;
  letter-spacing:.3rem;
}

.hero-title{
  position:relative;
  z-index:1;
  margin:0;
  font-size:clamp(1.8rem,4vw,2.3rem);
  font-weight:800;
}

.hero-subtitle{
  position:relative;
  z-index:1;
  margin:12px auto 28px;
  max-width:520px;
  color:rgba(230,237,255,.85);
  font-size:.98rem;
}

.stat-highlight{
  position:relative;
  z-index:1;
  display:inline-flex;
  flex-direction:column;
  gap:4px;
  padding:18px 28px;
  border-radius:20px;
  background:rgba(13,148,136,.14);
  border:1px solid rgba(45,212,191,.4);
  box-shadow:0 12px 26px rgba(13,148,136,.25);
}

.stat-label{font-size:.8rem;text-transform:uppercase;letter-spacing:.18rem;color:#99f6e4;font-weight:700}
.stat-value{font-size:clamp(1.6rem,4.4vw,2.4rem);font-weight:900;letter-spacing:.3px;color:#ecfeff}

.loan-content{
  display:flex;
  flex-direction:column;
  gap:clamp(18px,5vw,28px);
}

.metric-grid{
  display:grid;
  grid-template-columns:repeat(auto-fit,minmax(160px,1fr));
  gap:16px;
}

.metric-card{
  position:relative;
  display:flex;
  align-items:flex-start;
  gap:14px;
  padding:18px 16px;
  border-radius:18px;
  background:rgba(255,255,255,.08);
  border:1px solid rgba(255,255,255,.1);
  box-shadow:inset 0 1px 0 rgba(255,255,255,.08);
  min-height:104px;
}

.metric-card::after{
  content:"";
  position:absolute;
  inset:-1px;
  border-radius:inherit;
  border:1px solid rgba(148,163,184,.16);
  pointer-events:none;
}

.metric-icon{
  flex:0 0 42px;
  width:42px;
  height:42px;
  border-radius:14px;
  display:grid;
  place-items:center;
  background:rgba(255,255,255,.12);
  color:#c4d9ff;
  font-size:1.3rem;
}

.metric-label{display:block;color:rgba(226,232,240,.75);font-size:.78rem;text-transform:uppercase;letter-spacing:.18rem;font-weight:700}
.metric-value{display:block;font-size:1.05rem;font-weight:700;color:#f8fbff;margin-top:4px;word-break:break-word}

.card-surface{
  background:rgba(9,15,30,.55);
  border:1px solid rgba(148,163,184,.16);
  border-radius:20px;
  padding:clamp(18px,4vw,26px);
  box-shadow:0 18px 40px rgba(8,15,40,.25);
}

.detail-card{position:relative}
.detail-intro{color:rgba(226,232,240,.75);margin:6px 0 16px;font-size:.9rem}

.detail-table{
  width:100%;
  border-collapse:separate;
  border-spacing:0;
  background:rgba(8,13,28,.65);
  border-radius:16px;
  overflow:hidden;
}

.detail-table th,
.detail-table td{
  padding:14px 18px;
  text-align:left;
  border-bottom:1px solid rgba(148,163,184,.18);
  font-size:.92rem;
}

.detail-table th{width:42%;color:#9db6ff;font-weight:700;text-transform:uppercase;letter-spacing:.12rem;font-size:.75rem}
.detail-table tr:last-child th,
.detail-table tr:last-child td{border-bottom:none}

.section-title{
  margin:0 0 8px;
  font-size:clamp(1.05rem,2.4vw,1.35rem);
  font-weight:700;
}

.next-steps__header{margin-bottom:18px;display:flex;flex-direction:column;gap:6px}

.step-list{
  list-style:none;
  padding:0;
  margin:0;
  display:grid;
  gap:14px;
}

.step-list__item{
  display:flex;
  gap:16px;
  padding:18px 16px;
  border-radius:18px;
  background:rgba(6,11,24,.75);
  border:1px solid rgba(148,163,184,.16);
}

.step-list__icon{
  flex:0 0 46px;
  width:46px;
  height:46px;
  border-radius:16px;
  display:grid;
  place-items:center;
  font-size:1.25rem;
  background:rgba(59,130,246,.18);
  color:#bfdbfe;
}

.step-list__content h5{margin:0;font-size:1.05rem;font-weight:700}
.step-list__content p{margin:8px 0 12px;color:rgba(226,232,240,.75);font-size:.92rem}

.step-link{
  display:inline-flex;
  align-items:center;
  gap:6px;
  color:#8ab4ff;
  font-weight:600;
  text-decoration:none;
  font-size:.9rem;
}

.step-link:hover,
.step-link:focus{color:#dbeafe;text-decoration:underline}
.step-link.disabled{opacity:.6;cursor:not-allowed;text-decoration:none}

.step-inline-links{display:flex;flex-wrap:wrap;gap:12px}

.info-banner{
  display:flex;
  gap:12px;
  align-items:flex-start;
  padding:16px 18px;
  border-radius:16px;
  background:rgba(30,41,59,.65);
  border:1px solid rgba(59,130,246,.18);
  color:rgba(226,232,240,.9);
  font-size:.9rem;
}

.info-banner i{font-size:1.35rem;color:#c4d9ff;margin-top:2px}

.cta-stack{
  display:flex;
  flex-direction:column;
  gap:12px;
}

.cta-stack .btn{
  display:flex;
  align-items:center;
  justify-content:center;
  gap:10px;
  font-size:.98rem;
  font-weight:700;
  padding:.9rem 1rem;
  border-radius:14px;
  text-transform:none;
}

.btn-cta-primary{
  background:linear-gradient(120deg,#34d399,#10b981,#0f766e);
  color:#052e21;
  border:none;
  box-shadow:0 18px 32px rgba(16,185,129,.35);
}

.btn-cta-primary:hover,
.btn-cta-primary:focus{background:linear-gradient(120deg,#6ee7b7,#34d399,#0ea5e9);color:#041f19}

.btn-cta-secondary{
  background:rgba(255,255,255,.08);
  border:1px solid rgba(148,163,184,.35);
  color:#e2e8f0;
}

.btn-cta-secondary:hover,
.btn-cta-secondary:focus{background:rgba(255,255,255,.14);color:#fff;border-color:rgba(148,163,184,.55)}

.btn-cta-muted{
  background:rgba(15,23,42,.75);
  border:1px solid rgba(148,163,184,.22);
  color:#cbd5f5;
}

.btn-cta-muted:hover,
.btn-cta-muted:focus{background:rgba(30,41,59,.85);color:#fff}

.support-card{display:flex;flex-direction:column;gap:14px}

.support-list{
  list-style:none;
  padding:0;
  margin:0;
  display:grid;
  gap:10px;
}

.support-list li{display:flex;align-items:center;gap:10px;font-size:.95rem;color:#e2e8f0}
.support-list i{font-size:1.1rem;color:#c4d9ff}
.support-list a{color:inherit;text-decoration:none;font-weight:600}
.support-list a:hover,.support-list a:focus{text-decoration:underline;color:#fff}

.footnote{margin:4px 0 0;font-size:.8rem;text-align:center}

@media (max-width:520px){
  .hero-subtitle{margin-bottom:22px}
  .stat-highlight{width:100%;padding:16px 18px}
  .step-list__item{flex-direction:column;align-items:flex-start}
  .step-list__icon{margin-bottom:4px}
  .cta-stack .btn{width:100%}
}